🚨 BEWARE OF LOAN APP SCAMS! 🚨
🔍 By Detective Guru | 💡 Truth Must Be Told
Scammers are targeting innocent people with fake promises of instant loans without CIBIL score. Don’t fall for their trap!
⚠️ HOW THEY FOOL YOU:
- Promise loans even with bad or no CIBIL score.
- Ask you to pay for processing, GST, insurance, or document charges.
- After payment, they vanish or demand more money.
- Use fake RBI documents, logos, websites, or emails.
- Contact through WhatsApp, Telegram, or random websites – not official emails.
- Share fake loan approval letters and payment screenshots to gain trust.
- Customer care numbers are fake and disappear after money is paid.
✅ HOW TO STAY SAFE:
✔ Never pay any money upfront for loan approvals.
✔ Verify lender or app is RBI-approved:
🔗 https://rbi.org.in → Click on “NBFC List”
✔ Use official banking websites or NBFC apps only.
✔ Legitimate loans without CIBIL require valuable collateral (property, gold, etc.).
✔ Ask for and verify:
RBI registration number
Company PAN/GST
Office address & email
✔ Always record conversations & save screenshots.
✔ Report such frauds IMMEDIATELY!
🚨 IF YOU’RE A VICTIM – ACT FAST!
📞 Cyber Crime Helpline:
1930 – Toll-Free (Available 24×7)
🌐 File a complaint: https://cybercrime.gov.in
📍 You can also visit your nearest Cyber Police Station for help.
📝 Register FIR if money is lost – keep all transaction proof.
❌ COMMON SCAM EXCUSES:
🚫 “Pay ₹999 & get ₹2 lakh in 10 mins”
🚫 “Loan approved, send ₹1500 for GST”
🚫 “We are from RBI/XYZ Finance – pay and sign”
🚫 “No CIBIL? We approve all loans!”
🛡️ PROTECT YOURSELF & OTHERS:
📢 Share this message with everyone.
📸 Follow Detective Guru for real updates, truth exposés, and awareness.
🕵️♂️ Let’s fight cyber fraud together!
